Affordable Short Term Insurance

Most health insurance plans are considered comprehensive, and will cover a set of fixed preventive services, including free screenings, vaccines and some check-ups. Some other coverages that you may want to consider are:

• Emergency services
• Hospitalization 
• Maternity and newborn care (before and after birth)
• Prescription drugs 
• Access to a medical doctor who can follow your medical history and treatments 

If you have had a recent major life change, such as moving states, change of job, or birth of a child, now is the time to shop around for a new healthcare plan.

The best way to find inexpensive health insurance is to get multiple quotes and compare medical insurance plans. Getting insurance quotes with us is free and simple. Compare quotes from major insurance providers all in one place. Let our team of insurance experts help you decide what type of coverage best fits your needs.

Depending on your insurance plan, each will have it’s own unique offering of approved in-network providers.

This answer depends on whether it is a monthly, Quarterly, Semi, or annual policy.

This answer depends on when the member enrolled into their policy. It is typically the 1st of the following month unless otherwise specified. 

It’s never been easier to compare multiple health insurance quotes from a large pool of providers in one place. Here’s what to consider when shopping for health coverage.

• Determine your deductibles. A deductible is the amount of money you will have to pay out-of-pocket before your insurance will begin paying a portion of the expenses. It’s important to consider your health when choosing what you are willing to pay. A risk you run into when choosing a high deductible, low premium plan is paying the entire deductible at once if someone requires expensive medical treatment. Our experts can help you determine the best deductible amount for you or your family.
• Check your provider network. Make sure you check to make sure any of your existing providers are covered by your plan. You’ll also want to ensure there are doctors and any specialists in your area that are in the network. If you seek treatment from a doctor who is out-of-network, you may end up paying a higher price.
• Look at all out-of-pocket expenses. Before finalizing your plan, make sure you know all expenses that you will be responsible for outside of your premium. These costs can include copayments for doctors visits and prescription costs.

The average cost for health insurance for a single person is around $475 and $1,245 (for multiple people on a plan) a month. The overall costs will vary depending on a few factors. Many people are offered health insurance through their employer. However, in some situations it’s better to get your own individual plan.